{"id":2503,"date":"2026-03-06T13:45:22","date_gmt":"2026-03-06T13:45:22","guid":{"rendered":"https:\/\/grupo-optimum.com\/?page_id=2503"},"modified":"2026-03-06T15:57:39","modified_gmt":"2026-03-06T15:57:39","slug":"elementor-2503","status":"publish","type":"page","link":"https:\/\/grupo-optimum.com\/?page_id=2503","title":{"rendered":"Condiciones"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2503\" class=\"elementor elementor-2503\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c9682b9 et-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"1c9682b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-212f9a48 elementor-widget elementor-widget-etheme_advanced_headline\" data-id=\"212f9a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"etheme_advanced_headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        \n        <div class=\"etheme-a-h-wrapper elementor-align-center etheme-a-h-line-both etheme-a-h-line-before etheme-a-h-line-after\">\n        \n            \n\t\t\t\n        <h1 class=\"etheme-advanced-headline\">\n\n            Condiciones\n        <\/h1>\n\t\t\n                            <p class=\"etheme-a-h-text-after\">\n                    Condiciones de elegibilidad\n                <\/p>\n                    \n        <\/div>\n        \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12f29b2d et-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"12f29b2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3850d406 e-con-full e-flex e-con e-child\" data-id=\"3850d406\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bda1938 elementor-widget elementor-widget-text-editor\" data-id=\"5bda1938\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"544\" data-end=\"974\">Para aprovechar al m\u00e1ximo nuestros servicios, hemos establecido condiciones de elegibilidad espec\u00edficas. Estas permiten garantizar una colaboraci\u00f3n armoniosa y transparente entre todas las partes, asegurando que cada solicitud se gestione de manera r\u00e1pida y eficiente. Cumplir con estos criterios es esencial para ofrecer a nuestros clientes una experiencia segura y confiable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e306d39 et-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"3e306d39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2402547e e-con-full e-flex e-con e-child\" data-id=\"2402547e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-209f4797 elementor-align-left elementor-widget elementor-widget-etheme_icon_box\" data-id=\"209f4797\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;icon_type&quot;:&quot;image&quot;}\" data-widget_type=\"etheme_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"etheme-icon-box etheme-icon-box-icon-position-top\">\n        \n                            \n                <div class=\"etheme-icon-box-icon etheme-icon-box-icon-type-image\">\n        \n                <img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"38\" height=\"65\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/01.svg\" class=\"attachment-full size-full wp-image-2515\" alt=\"\" \/>        \n                <\/div>\n            \n                <div class=\"etheme-icon-box-content\">\n\t\t\n                                        \n                                            <h3 class=\"etheme-icon-box-title\">\n                            <span>Reembolso anticipado<\/span>\n                        <\/h3>\n                    \t\t\n                                            <p class=\"etheme-icon-box-description\">\n                            Ya sea para una financiaci\u00f3n flexible o un apoyo econ\u00f3mico personal, puede reembolsar total o parcialmente el monto pendiente en cualquier momento, sin costes adicionales. Ya sea que tenga un contrato temporal, de aprendizaje, de profesionalizaci\u00f3n o a plazo fijo, estamos aqu\u00ed para apoyarle.                        <\/p>\n                    \n                            \n                <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce4d0f6 elementor-align-left elementor-widget elementor-widget-etheme_icon_box\" data-id=\"3ce4d0f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;icon_type&quot;:&quot;image&quot;}\" data-widget_type=\"etheme_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"etheme-icon-box etheme-icon-box-icon-position-top\">\n        \n                            \n                <div class=\"etheme-icon-box-icon etheme-icon-box-icon-type-image\">\n        \n                <img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"65\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/02.svg\" class=\"attachment-full size-full wp-image-2516\" alt=\"\" \/>        \n                <\/div>\n            \n                <div class=\"etheme-icon-box-content\">\n\t\t\n                                        \n                                            <h3 class=\"etheme-icon-box-title\">\n                            <span>Pausa de reembolso<\/span>\n                        <\/h3>\n                    \t\t\n                                            <p class=\"etheme-icon-box-description\">\n                            Para evaluar la posibilidad de posponer un pago, puede contactarnos por tel\u00e9fono o a trav\u00e9s del formulario de nuestro sitio web. El monto diferido generar\u00e1 intereses seg\u00fan la tasa vigente y cualquier seguro relacionado con la protecci\u00f3n financiera se recalcular\u00e1 si se ha activado una cobertura.                        <\/p>\n                    \n                            \n                <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4ae09c elementor-align-left elementor-widget elementor-widget-etheme_icon_box\" data-id=\"1c4ae09c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;icon_type&quot;:&quot;image&quot;}\" data-widget_type=\"etheme_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"etheme-icon-box etheme-icon-box-icon-position-top\">\n        \n                            \n                <div class=\"etheme-icon-box-icon etheme-icon-box-icon-type-image\">\n        \n                <img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"45\" height=\"65\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/03.svg\" class=\"attachment-full size-full wp-image-2517\" alt=\"\" \/>        \n                <\/div>\n            \n                <div class=\"etheme-icon-box-content\">\n\t\t\n                                        \n                                            <h3 class=\"etheme-icon-box-title\">\n                            <span>Contrato de financiaci\u00f3n y seguro<\/span>\n                        <\/h3>\n                    \t\t\n                                            <p class=\"etheme-icon-box-description\">\n                            El beneficiario debe firmar un contrato de financiaci\u00f3n y una declaraci\u00f3n de seguro. Esta cobertura protege en caso de fallecimiento, p\u00e9rdida total e irreversible de autonom\u00eda, incapacidad total para trabajar por enfermedad o accidente (contrato n.\u00ba 0081 FACL), as\u00ed como en caso de p\u00e9rdida de empleo indemnizable.                        <\/p>\n                    \n                            \n                <\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ef5b28a e-con-full e-flex e-con e-child\" data-id=\"5ef5b28a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39be69cf elementor-widget elementor-widget-image\" data-id=\"39be69cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/elementor\/thumbs\/7-rk42r8t9i799t21zewzozgi6e6pcghvuiswm79a7yq.jpg\" title=\"7\" alt=\"7\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49bffe et-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"49bffe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a23ced1 e-con-full e-flex e-con e-child\" data-id=\"4a23ced1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-188f8463 elementor-widget elementor-widget-image\" data-id=\"188f8463\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/elementor\/thumbs\/6-rk42lyxv5o1cntps7mx1zsf2ecp79my2gp4j9d3qvm.jpg\" title=\"6\" alt=\"6\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b98ea19 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"6b98ea19\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"326\" height=\"349\" src=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/22.png\" class=\"attachment-full size-full wp-image-2525\" alt=\"\" srcset=\"https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/22.png 326w, https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/22-280x300.png 280w, https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/22-1x1.png 1w, https:\/\/grupo-optimum.com\/wp-content\/uploads\/2026\/03\/22-10x10.png 10w\" sizes=\"auto, (max-width: 326px) 100vw, 326px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33a6a39c e-con-full e-flex e-con e-child\" data-id=\"33a6a39c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78e29426 elementor-widget elementor-widget-etheme_advanced_headline\" data-id=\"78e29426\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"etheme_advanced_headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        \n        <div class=\"etheme-a-h-wrapper elementor-align-left etheme-a-h-line-after\">\n        \n            \n\t\t\t\n        <h2 class=\"etheme-advanced-headline\">\n\n            \n        <\/h2>\n\t\t\n                            <p class=\"etheme-a-h-text-after\">\n                    Nuestra promesa \u2013 \n <span style=\"color: #F56D0D;\">Tasas de inter\u00e9s<\/span>                <\/p>\n                    \n        <\/div>\n        \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7387010f elementor-widget elementor-widget-text-editor\" data-id=\"7387010f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La TAEG (Tasa Anual Equivalente) var\u00eda entre <strong data-start=\"588\" data-end=\"601\">2\u202f% y 6\u202f%<\/strong>, seg\u00fan el monto solicitado y la duraci\u00f3n del reembolso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a3b92a3 elementor-widget elementor-widget-text-editor\" data-id=\"3a3b92a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"485\" data-end=\"850\">La duraci\u00f3n m\u00e1xima del financiamiento es de <strong data-start=\"704\" data-end=\"715\" data-is-only-node=\"\">30 a\u00f1os<\/strong>. Se concede un <strong data-start=\"731\" data-end=\"752\">per\u00edodo de gracia<\/strong> de 60 a 90 d\u00edas (2 a 3 meses) desde la recepci\u00f3n total del pr\u00e9stamo antes de iniciar los pagos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Condiciones Condiciones de elegibilidad Para aprovechar al m\u00e1ximo nuestros servicios, hemos establecido condiciones de elegibilidad espec\u00edficas. Estas permiten garantizar una colaboraci\u00f3n armoniosa y transparente entre&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2503","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/pages\/2503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2503"}],"version-history":[{"count":14,"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/pages\/2503\/revisions"}],"predecessor-version":[{"id":2577,"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=\/wp\/v2\/pages\/2503\/revisions\/2577"}],"wp:attachment":[{"href":"https:\/\/grupo-optimum.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}